Introduction

Welcome to Swan Insurance LLC ("SI", “we,” “us,” or “our”). By accessing or using our website, services, or any content provided by SI, you agree to comply with and be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, you must not use our website or services.

Use of the Website and Services

1.Use of the Website and Services

1.1 Eligibility: By using our website, you represent that you are at least 18 years of age and legally able to enter into this agreement.

1.2 Permitted Use: You may use our website and services solely for lawful purposes, such as learning about our offerings, booking appointments, and submitting inquiries.

1.3 Prohibited Activities: You agree not to:

• Misuse the website or services by attempting unauthorized access.

• Post or transmit harmful, offensive, or unlawful content.

• Copy, reproduce, distribute, or use our content without permission.

Intellectual Property

2.1 Ownership: All content on this website, including text, graphics, images, videos, trademarks, and logos, is owned by or licensed to SI and is protected by U.S. and international copyright laws.

2.2 Permitted Use: You may not download or print one copy of content for personal, or commercial use. Modifying, reproducing, or distributing our content without prior written permission is strictly prohibited.

Lead Consent and Disclaimer

3.1 Consent to Contact: By submitting your information through this website, you consent to SI and its representatives contacting you via phone, email, or text message about our products and services. This includes the use of automated technology to contact you, even if your phone number is on a state or federal Do-Not-Call list.

3.2 No Guarantee of Results: Submitting your information or booking an appointment does not guarantee approval for insurance products or services.

Appointment Booking Terms

4.1 Accuracy of Information: You agree to provide accurate and up-to-date information when booking appointments.

4.2 Cancellations: If you need to cancel or reschedule an appointment, please notify us at least 24 hours in advance.

4.3 No-Shows: Repeated cancellations or no-shows may result in restrictions on future bookings.

Privacy and Data Collection

5.1 Cookies: SI uses cookies to enhance user experience, analyze website traffic, and personalize content. By using our website, you agree to the use of cookies as described in our Privacy Policy.

5.2 Data Usage: Any information you submit may be used for marketing purposes, service improvements, and analytics, as outlined in our Privacy Policy.

Disclaimer of Warranties

6.1 The website and services are provided “as is” and “as available.” We do not guarantee the accuracy, reliability, or completeness of the information provided.

6.2 SI disclaims all warranties, express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

7.1 To the fullest extent permitted by law, LWI shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our website or services.

7.2 Our total liability to you for any claim shall not exceed $100 or the amount paid for services, whichever is lower.

Compliance with Communication Laws

8.1 TCPA Compliance: By providing your phone number, you consent to receiving text messages, calls, and emails from SI, including automated communications. You may opt out at any time by following the instructions provided.

8.2 CAN-SPAM Act: All marketing emails sent by SI will include an opt-out option.

Third-Party Links

Our website may contain links to third-party websites or services. SI does not control or endorse these third-party websites and is not responsible for their content or practices.

Termination of Use

We reserve the right to terminate or restrict access to our website or services at any time, for any reason, without notice.

Indemnification

You agree to indemnify and hold harmless SI, its affiliates, officers, and employees from any claims, liabilities, or expenses arising from your use of our website or breach of these Terms.

Governing Law

These Terms are governed by the laws of the State of Florida without regard to its conflict of law provisions.

Entire Agreement

These Terms constitute the entire agreement between you and SI regarding the use of our website and services, superseding all prior agreements.

Updates to Terms

We may update these Terms from time to time. Your continued use of our website and services constitutes your acceptance of any changes.